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I won £176,000 lottery jackpot but I was BANNED from taking home £50,000 of it because of bizarre ‘winners rule’

A MUM who won a £176,000 lottery jackpot was banned from taking home a £50,000 chunk of it - because of a bizarre 'winners rule'.

Ashley Smith, from Mason County in the US state of Kentucky, scooped the $224,000 (£176,000) prize in an online lottery game last week.

Ashley Smith scooped a £176,000 lottery jackpot
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Ashley Smith scooped a £176,000 lottery jackpotCredit: Kentucky Lottery

She said: "I was just waiting for the kids to go to sleep and decided to play."

The mum-of-two screamed and leapt out of bed when the Bank Buster jackpot popped up on her screen.

Her husband said: "I thought she was faking. I called my mum, and she couldn't believe it either."

The whole family drove to the Kentucky Lottery HQ the next morning to cash in Ashley's prize.

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But Ashley only took away $160,409 (£126,000) of the $224,000 jackpot because of a little-known rule.

Lottery winners in America can either collect their winnings in a massive lump sum or split them into tax-free annuity payments over 29 years.

Ashley chose to take away the lump sum - so had to pay $63,000 in taxes.

Her family plans to spend most of the jackpot on household bills - and repairing their car after Ashley's husband hit a deer.

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