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Sara Spary
RATE RISE
From HSBC to Barclays: how banks are hiking up overdraft costs to up to 50%
Changes to overdraft rules mean your bank may charge you much more interest.
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CREDIT CRUNCH
Making minimum credit card repayments could leave you £3,775 worse off
News Money
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JANUARY BLUES
How to survive until payday from making extra cash to getting help with bills
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