AN AMBER weather warning for snow is in place in parts of the UK today.

Driving in the extreme cold can be tricky and making a mistake could result in you being hit with a fine of up to £10,000.

It's important to know how it affects you if you're heading out in the car on a frosty morning.

The following tips will help you avoid a penalty, which in some cases could be up to £10,000.

If you have to drive at all, check out this list to avoid violating your insurance - or getting slapped with that whopping fine.

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Defrosting your car

Nipping out to switch your engine on early may seem like a clever way to make your car comfy and defrost the windscreen.

But you can invalidate your insurance if you leave the motor running unattended.

That is because most brokers will refuse to pay out if drivers fail to live up to their "duty of care" — a common clause in contracts.

Michael Lloyd, the AA’s insurance director, said: "Every winter we get reports of members’ cars that have disappeared off drives.

"The fact is that the keys are the weakest link in the car security chain and leaving your car unattended, unlocked and with the keys in in it is simply inviting it to be stolen.

"If it is ticking over, warming up, it makes the thief’s job very easy.

“Every insurance policy carries with it a ‘duty of care’ which means that you should take reasonable steps to protect your property and not do anything that could avoidably lead to loss or damage.

"And leaving your car with the engine running falls squarely into that category.

"No insurance company will meet a claim where you have left your car open to be stolen."

Clean your windows and lights

Every glass panel used to see from and even your head and tail lights need to be scrubbed of ice and condensation to ensure you are within the law.

The RAC adds: "The Highway Code stipulates that if driving in adverse weather conditions you must, by law, be able to see out of every glass panel in your vehicle.

"This is supported by the section 41D of the Road Traffic Act 1988, meaning it is a legal requirement to have a clear view of the road ahead before you set off.

"Failure to do so could incur a fine, but more importantly could place your life, the lives of your passengers and the lives of those around you in danger.

"This also means ensuring your windscreen is de-iced on the outside and thoroughly demisted on the inside."

De-ice your license plate

Even your licence plate needs to be free of ice and snow.

Driving without a readable number plate could land you with a £1,000 fine.

Drivers could be accused of purposely trying to avoid the detection of speed cameras by keeping them covered over.

The RAC explains: "In addition, it is also the law that all lights and number plates are clearly visible too."

Choose the right winter tyres

The AA recommends that drivers have tires with at least 3mm of tread for the winter.

You shouldn't let out your tyres to get more grip as it doesn't work and its not safe.

The AA also recommends thinking about getting winter tyres or all-season tyres, which are made from a special rubber that gives better grip in cold, wet conditions.

You can be fined up to £10,000 for having faulty tyres - or £2,500 per wheel.

Make your car visible in poor winter weather

You can be fined up to £1,000 for failing to switch your car lights on when you're driving.

Make sure they're all working before you set out on your journey, and turn them on if you have to get out to sort a problem.

If you use fog lights, remember to switch them off when visibility improves so they don’t dazzle other drivers or obscure your brake lights.